Vaughan E.J., Vaughan T.M. Fundamentals of risk and insurance

Wiley, 2013 2014. — 689 p. — 11th ed. — ISBN: 111853400X, 9781118534007Fundamentals of Risk and Insurance, 11th Edition presents a thorough and comprehensive introduction to the field of insurance while emphasizing the consumer. The new edition first examines the concept of risk, the nature of the insurance device, and the principles of risk management. It then discusses the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. Fundamentals of Risk and Insurance, 11th Edition alsodeals with the risks associated with the ownership of property and legal liability.The problem of risk
Introduction to Risk Management
The Insurance Device
Risk Management Applications
The Private Insurance Industry
Regulation of the Insurance Industry
Functions of Insurers
Financial Aspects of Insurer Operations
The Legal Framework
Managing Personal Risks
Social Insurance Programs
Introduction to Life Insurance
The Actuarial Basis of Life Insurance
The Life Insurance Contract—General Provisions
The Life Insurance Contract—Other Provisions
Special Life Insurance Forms
Buying Life Insurance
Annuities and Pension Benefits
Managing the Retirement Risk
Health Insurance: Disability Income Insurance
Health Insurance: Coverage for Medical Expenses
Health Insurance for the Elderly
Employee Benefits and Other Business Uses of Life and Health Insurance
The Homeowners Policy—General Provisions
The Homeowners Policy Forms
Other Personal Forms of Property Insurance
Negligence and Legal Liability
General Liability Insurance for the Individual
The Automobile and its Legal Environment
The Personal Auto Policy
Commercial Property Insurance
Commercial Liability Insurance
Surety Bonds, Trade Credit, and Financial Guaranty Insurance
Insurance in the Future (Online)